Will my insurance company drop me for not changing my address when I moved?
Insurance regulations are very state-specific. Therefore, when you move to a different state, you have to get a new policy.
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Should I file a claim if my car was side-swiped?
Sorry to hear about your situation. There are several factors to consider before filing a claim.
Why do I need car insurance if my vehicle is in the garage?
Your agent is correct. Since the car is still registered, you legally have to maintain the minimum liability requirements for the state of Rhode Island.
My tree damaged a neighbor's swing set?
In most cases, it would be your insurance that pays for the damages. The reason being, the limb came from your tree and it's your responsibility.
Which insurance companies insure foreign licenses?
Since the car will not be registered in your name, the owner of the car will need to add you as a driver to their policy, instead of you getting your own. If your friend's current company will not accept a foreign license, then they will need to shop around to find something you can be added to.
I was in a zip car and got into a not-at-fault accident
If you have a police report with the at-fault party information on it, it's very likely Zipcar will contact them for the damage. However, I would check the insurance information you signed up for to see how you could be charged.
A drunk person fell on my car, am I covered?
The decision will really be up to you. If they want to pay out of pocket I would take it to a shop you want and trust and get the estimate.