Homeowners Insurance

Who insures the engagement ring?

You can purchase additional insurance for your engagement ring through your renters or home insurance. It would be through a rider or additional endorsement if the value of your ring is greater than your property limits (which it very well could be).

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Homeowners Insurance

Are my guns covered by my homeowners insurance?

Your home insurance will usually cover your guns for theft or damages through your personal belongings coverage - however, that is subject to coverage limits that might not totally cover your loss. If you want to add additional protections for your rifles, I recommend speaking with your insurance company about a rider/endorsement.
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