Eligibility

Am I covered for an accident if my policy had lapsed while without an Uber passenger?

Unfortunately, if there was no coverage in place, no company will honor the claim. Uber coverage is in place while the app is active, though this only covers liability.
Jul 2, 2020 Lincoln Park, MI

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Coverage & Claims Eligibility

Do you have to have full coverage to drive for Uber in Illinois?

While passengers are in the vehicle, most rideshare insurance is handled by Uber or Lyft. Passengers are covered for any injuries sustained during such a ride.
Jun 2, 2020 Chicago, IL

Coverage & Claims

Do I claim my stolen vehicle with Lyft or GEICO?

This can depend. Most car insurance companies work together with Lyft and Uber to provide coverage as long as you have a rideshare endorsement.
Jan 23, 2019 Houston, TX

Driving History

Why Uber and Lyft ask for vehicle inspection even we have a DMV inspection?

You are correct when it comes to the state vehicle inspection. You do have to have your car inspected to drive legally.
Jan 10, 2019 Mountain View, CA

General Insurance

Can I bundle multiple ride-sharing policies together to save on insurance?

In order to have a ridesharing policy with a standard car insurance company (such as Geico or Progressive), you have to have a personal policy already established. A personal policy is what the average driver in the US currently has.
Oct 4, 2018 John Day, OR

General Insurance

I was in a zip car and got into a not-at-fault accident

If you have a police report with the at-fault party information on it, it's very likely Zipcar will contact them for the damage. However, I would check the insurance information you signed up for to see how you could be charged.
May 1, 2018 Providence, RI

General Insurance

I didn't tell my insurance company I was ridesharing and got into an accident

If you do not have a rideshare endorsement on your policy, they might deny the claim. Insurance companies like to know all the risks they could potentially be exposed to and ridesharing presents a big one.
Mar 25, 2018 Jersey City, New Jersey

General Insurance

If I mostly use Lyft or Uber, do I still need car insurance?

Renting and borrowing a vehicle sound similar, but the way the insurance coverage works for both situations is different. Let's take a look: Renting - If you have an auto policy that includes comprehensive and collision coverage, that policy will normally extend to cover a rental vehicle as well.
Sep 15, 2017 Jersey City, NJ

General Insurance

Will my Farmers insurance roadside assistance provide towing up to 250 miles?

Roadside assistance varies by insurance company. From my understanding, most towing and roadside assistance coverage offered as part of an auto policy either has a set dollar amount to cover a tow, covers towing up to 15 miles from your breakdown, or covers towing to the nearest repair facility.
Jul 20, 2017 Oakdale, CA

Eligibility General Insurance

If I have insurance with State Farm in Pennsylvania and will be leasing a car through Uber Xchange, will I be able to keep my policy?

As of March 20, 2017, State Farm began offering a coverage endorsement for TNC drivers in Pennsylvania. This means that you should be able to maintain your existing policy once you start driving for Uber.
Jul 12, 2017 Philadelphia, PA

Coverage & Claims Eligibility

Will my auto insurance cover me to drive for Uber?

Unfortunately most insurance companies are taking a wait-and-see approach to ridesharing coverage so the answer isn't exactly clear. Each insurance company also differs in how they operate so your best bet would be to ask your existing insurance company about this specific question before you start driving for Uber.
Jun 26, 2016 Dover, NH
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