Coverage & Claims

Does insurance cover someone helping me get my keys out of my locked car?

It would be covered if you have roadside assistance as part of your coverage. If you only have the minimum amount of liability coverage, it's likely you won't have coverage for a lockout situation.

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Car Insurance Costs
Coverage & Claims

Will requesting roadside assistance impact premium increases in the future?

Unfortunately, using your roadside assistance is considered a claim since you are using coverage on your policy. Most insurance companies will allow you to use your roadside assistance three times.

Coverage & Claims
Eligibility

Can I use my roadside assistance if I'm in my friends car?

When you have roadside assistance through your insurance company, the service is only available on the vehicle that the coverage is listed. There are other roadside companies that will allow you to use the roadside no matter whose vehicle you are in.

Coverage & Claims

Is there roadside assistance options for my house?

This can depend. AAA does provide home locksmith options if you're a premier member up to $100.

Coverage & Claims

Will my insurance cover my vehicle to be towed out of a hill?

This can depend. Do you have roadside assistance?

Coverage & Claims

Why did my rate increase for a $25 towing claim?

Unfortunately, you were given the correct information. Insurance companies base their rates on the risk of having to pay any claim.

Eligibility

Can I add roadside after I've broken down?

Unfortunately, this would be an example of insurance fraud. Most likely, your insurance would deny this claim anyway because of the correlation between the date of the added coverage and the date of the claim.

Eligibility
General Insurance

Does roadside assistance cover people not on your policy

I haven't heard of a roadside assistance program that doesn't extend to anyone using the vehicle that has been given permission to do so. While most companies prefer any driver using the vehicle to be listed on the policy, they do have previsions in the policy that extend to infrequent users.

Eligibility
General Insurance

Will my farmers insurance cover my towing off the the NJ turnpike

Although I am not a Farmers insurance agent, my understanding of Farmer's Roadside Assistance program is you can either call their roadside service while your vehicle is inoperable and they will tow you up to $150 or you can be reimbursed for your troubles. However, this is all dependent on having towing and roadside on your policy.

General Insurance

Customer service for AAA roadside assistance only versus AAA auto insurance?

Insurance companies are regulated at a state commissioner level and in theory, are supposed to be neutral. But, it's hard to say for sure any being is entirely neutral.

Coverage & Claims
General Insurance

Does roadside assistance help with keys locked in a car?

While I cannot speak for the actual details of your policy, GEICO's roadside assistance does provide lockout services up to $100. Meaning, they would reimbursement you after-the-fact for your claim.
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