Does renters insurance include pet coverage?
Unless specifically stated, renters insurance extends liability coverage to your pet. This also applies to situations outside of your home.
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Should I take my 23 yr old daughter off of my insurance? She recently was involved in an accident and has a DUI pending.
Yes, it would be a good idea to remove your daughter from your insurance policy due to her recent DUI and suspended license — both of which would impact your insurance by way of a much higher premium. Find out just how much a DUI can impact your rates in our guide to insurance after a dui.
Worth paying $1,800 out of pocket to avoid an increase in auto insurance premiums?
There are a few things to consider. First, most insurance companies require you to report any incident, even if a claim is not filed.
My uninsured vehicle was hit by a insured vehicle
Although you're required to carry at least liability insurance in California, your uninsured status shouldn't affect your ability to have a claim paid out. In terms of what you will receive for your vehicle, you will most likely be cut a check for the actual cash value of the vehicle.
I got a DUI in California
California is one of the strictest states when it comes to DUI/DWI violations. This will stay on your insurance and driving record for 10 years.
If I file a claim where my friend wrecked my dad's car, will her insurance rate go up?
Technically speaking, filing a claim would not result in a "point" on your friend's license because insurance companies do not issue "points" to the DMV. Points are the result of tickets and accidents where a police officer was called to the crash scene or wrote a citation.
If I am selling my car at auction, do I need to sign the title?
Yes, you would need to sign the title so it can be transferred to the new buyer. You may also be required to provide a smog certificate and odometer reading, depending on the age of your vehicle.
Do I need to contact my insurance company to fix a car that I hit or should the other driver start the process?
It's recommended that you notify your insurance company if you're involved in an accident even if you believe you are fully at fault. There could be a situation where the driver you hit also shares fault in the accident so your insurance company might want to negotiate a payout with the insurer of the other driver.
What should I do after a minor accident?
It really depends on what the repair cost will be. If the other driver gets a few repair estimates, you should have a better understanding of whether it's worth paying for the damage yourself or filing a claim.
Will my car insurance pay for damage I caused while riding my bike?
Your auto insurance policy is intended to cover your liability while driving a car. If you are liable for damage that does not involve your vehicle, you would need to file a claim with your renters or homeowners insurance company.
What will happen if I list my ex husband as my spouse on my policy?
It's never a good idea to lie on your insurance application. Saving a few dollars is not worth being fraudulent or having your policy canceled for avoiding premium.