Coverage & Claims

Can I be sued for damages I caused in a rental car?

Hello and thanks for the question. If you have liability insurance, the other party should be collecting from this.

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Coverage & Claims

Do I need the not-at-fault driver's insurance information?

The next step will be to contact your insurance company. They will handle the claim for you.

Coverage & Claims

What do I do if I scratched a person's car, agreed to pay out of pocket, but can't agree on the cost of the repair?

Unfortunately agreeing to pay for damage out of pocket without involving your insurance company can lead to issues like this. He does not have to agree with your offer and can attempt to get you to pay more than the actual cost of the repair.

Coverage & Claims

Is it worth filing a claim for a scratch on my car that happened when it was parked?

If the scratch was the result of vandalism and not caused by another vehicle then filing a comprehensive claim should have little to no impact on your future rates. This also means that you will have to pay your comprehensive coverage deductible for the repair.

Coverage & Claims

If I scratched a rental car, can I pay for the paint repair out of pocket?

It's possible that going through the rental company for the repair will help you avoid a rate increase, but there is no guarantee that they won't notify your insurance provider. I would recommend looking into paying for the repairs yourself, but if the damage is extensive enough where you can't afford the cost then you'll have to file a claim.

Coverage & Claims

Should I file a claim for a small scratch on my car?

The impact to your rate will depend on what caused the scratch on your vehicle. If you are filing a claim where your collision coverage would payout (i.e.
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