Car Insurance Costs
Coverage & Claims

Can I sell a car if a windshield replacement claim hasn't been completed yet?

Thanks for the question. I would not sell the vehicle while the claim is still open.

Compare auto insurance rates and save up to $670 per year!

Location pin icon
Most Recent

General Insurance

What is the minimum coverage I should keep on an old car that I am selling that isn’t worth much?

In Ohio, the state minimum liability requirements are 25/50/25 — comprehensive and collision are optional. If you're looking for the lowest coverage and the cheapest rate, that's the best option though this decision is completely up to you and what you're comfortable paying.

General Insurance

I'm selling my car and canceling insurance. When I buy another car a few months from now, will I get higher rates for a lapse in coverage?

You are right — having a lapse in coverage will cause your rates to be higher in the future. I recommend getting a non-owners policy, which it sounds like Progressive is already offering to you.

Coverage & Claims
Eligibility

The person who purchased my car got a ticket

solIf you sold the vehicle, and thus have proof of this, you should be able to contest the ticket with the proof of sale through your state DMV. What I would recommend is contacting your DMV with 3 things: Any bill of sale or other supporting documentation of sale Insurance documentation showing that you no longer insure the vehicle DMV receipts from your license plate transfer or other supporting documentation

General Insurance

If I am selling my car at auction, do I need to sign the title?

Yes, you would need to sign the title so it can be transferred to the new buyer. You may also be required to provide a smog certificate and odometer reading, depending on the age of your vehicle.

General Insurance

How do I sell my car to an out-of-state buyer?

You will need to transfer the title of the vehicle to the new buyer. It is important that you fill in all of the appropriate areas required in the title certificate when selling the vehicle to another party.

Eligibility
General Insurance

How do I handle insurance, tags, and title if I'm going to buy a vehicle from a private party through payments?

For the seller's security, a contract for the payments should be drafted and both you and the seller should have a notarized copy. Once the agreement has been signed by both of you then the seller should cancel the insurance coverage and registration on the vehicle as well as transfer the title to your name.

General Insurance

Can I sell my used car to someone with no insurance?

He can purchase the vehicle from you without insurance, but technically the car has to be insured before can legally drive it on public roads. If not, he could be ticketed for driving uninsured.

Coverage & Claims
General Insurance

Can I sell my vehicle if it is totaled?

A totaled vehicle is one where the cost of repairs is more than the value of the vehicle itself. If the vehicle is truly totaled, you can do what you'd like with it.

General Insurance

If I buy a car from a private owner, can I use their insurance until it expires?

Once you have signed the title then you now own the vehicle. The insurance coverage from the previous owner is essentially null and void as far as the buyer is concerned so you will need to get your own policy ASAP.

General Insurance

If I'm selling my car to another person using a private lien, who insures the vehicle?

The buyer would have to insure the vehicle and list you as the "lien holder" on his insurance policy. This way, if the vehicle were to be totaled, you would receive compensation since you still have an ownership interest in the vehicle.
Icon-Agent
Ask an Agent

Get free insurance advice you can trust.

Ask a Question