Renters Insurance

If my girlfriend is moving in with me, should we get separate renters insurance policies?

Here is a good article on sharing renters insurance with a roommate. In my personal opinion, sharing a policy with any person who isn't a spouse is not a good idea.

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Renters Insurance

Should my roommate and I get separate renters insurance policies?

Renters insurance is generally inexpensive, but splitting the bill may save a few dollars. Consider, however, that you will also be splitting the amount of coverage on the policy, so your personal items will both be covered at half the listed amount.

Driving History

Can I buy a policy for two drivers and one car so that we aren't penalized for each other's driving history?

Driving records follow each individual driver. When multiple drivers are covered by the same policy then each driver's record will impact the total cost to insure them.
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