If you have a state ID, you can get insurance. However, most companies require you to get a license within a specific time frame, but not all.
In truth, no. Car insurance companies determine their rates based on their previous years' filings (loss to revenue ratio) in addition to other factors.
Switching insurance companies won't necessarily raise your rates as long as it doesn't result in a lapse in coverage. Accidents and violations can stay on your record for up to five years, so your past infractions from six years ago should not affect your rates.
Yes, you will need to have insurance on this new vehicle to legally drive it in Washington. As for the documents to actually purchase the car, you will need: Ideally, a vehicle history report, owner’s manual and anything else that came with the vehicle.
Coverage & Claims
There are some things we need to consider here. First, insurance rates can vary daily so you can really only shop for and purchase insurance a few weeks before you will need to use it.
Car Insurance Costs
In this situation, you do not need to get the insurance first before you buy the car - you will do them at the same time. I would find a vehicle you are interested in and start shopping for quotes on that vehicle so you can get an idea of how much it will cost.
In most cases insurance companies do give you a window to transfer a new vehicle to your plan. In my experience the policy will match the same coverage for up to 14-30 days that your plan currently provides for the vehicle you are replacing.
In order to legally drive and register the vehicle, you will need to get insurance - so, yes, you will need to get insurance "on the spot" if you chose to buy it. You can compare prices with us here or call us at 888-444-8949 to get a quote today.
Absolutely! That's exactly what we do at thezebra.com. Feel free to check out our site and get quotes.
Car Insurance Costs
Our State of Insurance Report actually shows that the average premium in Wyoming of $1176 is below the nation average of $1323 per year. Since rates are partially based on the number of claims and damaging whether events in certain areas, it's possible that your rate is being impacted by things that are out of your control.