Coverage & Claims

What do I do if a person hit me from the back and now is claiming to their insurance that I hit them?

Sorry to hear about your situation. From what I can gather, it appears that she hit the rear of your car while you were waiting at the gate of your apartment complex.

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Coverage & Claims

Who pays if a lawnmower threw a rock and dented my car?

Hello, Sorry to hear about your situation. If you do file a claim, be aware that it will impact your rates as a comprehensive claim. Comprehensive claims can impact your rate for up to three years.

General Insurance

Is it fraud to tell the insurance company you're still married but you're not?

Their relationship status has nothing to do with the policy as long as they are not listed as married if they are legally divorced. However, the fact they're living at separate locations is a problem.

Eligibility

Can I get car insurance with only a permit?

Yes, you can get insurance with a permit. You typically have 60 days to get your license, but every company is different.

Eligibility
General Insurance

How do I obtain insurance in the name of the estate?

You can have the driver of the car insure the vehicle in their name since you are planning on selling it. If you were not selling it, the insurance would need to be in the name of the registered owner.

Eligibility

Can my mom add me and my car to her policy?

There's a couple of things to consider before your mom can add you to her policy. Do you live with your mom?

Eligibility

Can I insure my son's business vehicle?

There are a few things to think about. Let's break it down.

Eligibility

Do I need a consent form to remove husband from car insurance policy?

There isn't a consent form. What I would recommend is contacting the insurance company and advising them of the situation to see what they can do to remove you from the policy.

Coverage & Claims

Can my brother use his insurance for damage he caused to my vehicle?

Unfortunately, car insurance follows the vehicle, not the driver. In this case, he cannot use his own insurance to cover the damage he caused to your vehicle.

Coverage & Claims

Can I file a personal claim after a car accident if it's my fault?

If your husband does not have collision coverage, then he does not have coverage for an at-fault accident. Typically single vehicle accidents (including swerving to avoid a deer) is considered at fault.

Coverage & Claims

Someone hit my car and left a note with their insurance information what do I do next?

That's great that they were honest and left a note. The next step would be to contact their insurance company and file a claim. Here is great information on what to expect when filing your claim.
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