General Insurance

What is the minimum coverage I should keep on an old car that I am selling that isn’t worth much?

In Ohio, the state minimum liability requirements are 25/50/25 — comprehensive and collision are optional. If you're looking for the lowest coverage and the cheapest rate, that's the best option though this decision is completely up to you and what you're comfortable paying.

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General Insurance

I have two vehicles, am I required by law to carry collision insurance on both vehicles?

Legally you are only required to have state minimum liability coverage on either of your cars. If you are financing either car, your finance company will most likely require you to have comprehensive and collision coverage on the car.

General Insurance

Can I insure two vehicles with the damage coverage under one policy?

There is no problem having both of your cars on one policy. In fact, most companies will give you a multi-car discount. We can quote you with several carriers at thezebra.com.

General Insurance

My insurance went up because the state changed it's legislation?

It looks like the state's website has not been updated because GEICO is correct, the state of Nevada did raise their state minimum from 15/30/10 to 25/50/20. Because insurance companies are at the mercy of state regulation, it would be illegal for them not to comply.

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General Insurance

Where can I find state minimum insurance for a classic car?

If you're just looking for liability coverage then you should have multiple options. Unfortunately some carriers don't offer coverage for vehicles older than 1982, but there are some that will insure your vehicle.
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