Coverage & Claims

Is my insurance still responsible for my vehicle theft after I canceled my policy?

As long as the claim happened during the duration of your policy, it is covered. You have no obligation to keep insurance until the payout occurs, so even if you've canceled it, your insurance is still responsible for processing the claim.
May 15, 2020 Lakewood, WA

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Most Recent

Coverage & Claims

Someone attempted to steal my neighbor's vehicle and wrecked my van, how do I handle insurance?

You would not be at fault in this case. In cases like this, it's best to get all the documentation you can, like a police report.
Nov 5, 2019 Los Angeles, CA

Coverage & Claims

My car was stolen and taken to Mexico. Can I just get a payout instead of getting the car back?

Hello, Sorry to hear about your situation. Unfortunately, I don't know if I can give much advice, as this is a claims-related question.
Jul 26, 2019 Brawley, CA

Coverage & Claims

Do I claim my stolen vehicle with Lyft or GEICO?

This can depend. Most car insurance companies work together with Lyft and Uber to provide coverage as long as you have a rideshare endorsement.
Jan 24, 2019 Houston, TX

Coverage & Claims

The driver of the at-fault vehicle claims the car was stolen

If she is claiming the car was stolen, a police report needs to be filed. Technically, the insurance company of the owner isn't responsible for the damages if the car was stolen.
Dec 15, 2018 Ofallon, IL

Coverage & Claims

What happens if a stolen vehicle is recovered before the insurance payout?

You need to report to the insurance company, that the car was recovered right away. The insurance should cover you for any damage that was caused, like having the keys stolen.
Dec 15, 2018 Cleveland, OH

General Insurance

My car was stolen - what insurance do I need?

There seems to be some confusion on what coverage would be used to reimburse you for your stolen car! Yes, you're right: Uninsured motorist coverage would cover your car, if someone hits you that does not have insurance or in the event of a hit and run. This does not apply to a stolen car.
Jun 26, 2018 Houston, TX

Coverage & Claims

My son stole my car how does the insurance work

If you have comprehensive coverage, you are able to file a claim. Unfortunately, your insurance company will require you file a police report because you are claiming the vehicle is stolen.
Jun 18, 2018 Eugene, OR

Coverage & Claims

I let someone borrow my car and they ended up stealing it

You let her borrow the vehicle, not have it. I would contact the police ASAP and file a report.
May 26, 2018 Maryville, TN

Coverage & Claims General Insurance

Car got stolen and only have gap insurance

Gap insurance only covers difference between what an insurance company paid out and what remains on your loan. If you did not have insurance at the time of the claim they likely will not honor anything.
May 4, 2018 North Charleston, SC

Coverage & Claims

How do I prove my car was stolen?

Your proof of a stolen vehicle is the police report. You will need to call the police, if you haven't already, and report the vehicle as stolen.
Mar 4, 2018 Austin, TX
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