General Insurance

Who do I get auto insurance from before a storm?

Unfortunately once a huge storm, like a hurricane, is imminent, most (if not all) insurers offering coverage in the storm's path will stop writing new policies to decrease their risk exposure. My recommendation would be to check with every possible company offering insurance in Florida to see if any will issue a policy.

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Coverage & Claims

Can my insurance company deny a claim if I didn't move my vehicle knowing that a storm was approaching?

No. If your policy includes comprehensive coverage on your vehicle then a claim shouldn't be denied for flood damage.

Coverage & Claims

How do I know if hail damage is covered by my policy?

Comprehensive coverage is intended to cover against weather events, fire, and vandalism that damage your vehicle. If your policy includes comprehensive coverage then your insurance company should fix your vehicle after the deductible is paid.
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