General Insurance

Can insurance be temporarily suspended without it being canceled?

I do not know any insurer that offers a temporary suspension of insurance coverage. You could lower all coverages to the state minimum to make it cheaper, but if it is going to be more than a few months you may want to consider suspending the tags and discontinuing insurance. If you discontinue insurance, it will cost more when you get coverage again.

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Can I avoid paying for insurance for my car while I am away for active duty military leave?

The reason banks require comprehensive and collision coverage on a vehicle in storage is because it could be damaged by a fire or a collapse of the building in which it is stored. In addition to the bank, Massachusetts requires any vehicle registered in the state to also be insured.

General Insurance

In the state of MA, can I suspend my car insurance for a few months?

While the state does not actively monitor drivers' compliance with insurance laws, Massachusetts does require that vehicles be insured while driven on the road. Compliance monitoring is done through traffic stops, after accidents, and at the time of registering or renewing the registration on a vehicle.

General Insurance

Can I put my insurance on hold due to temporary disability?

Technically, you can cancel your car insurance at any time. However, canceling your policy will result in the loss of a Prior Insurance discount when you go to purchase another policy in the future.
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