Coverage & Claims

Is my son covered if he got into an accident before being added to our policy?

Sorry to hear about your situation. It's hard to say if your insurance company is wrong to deny the claim without knowing your specific policy details.
Jan 20, 2020 Medway, MA

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Car Insurance Costs

MIP at 18, I am getting it dismissed and expunged. Do not have my license yet, will insurance be affected?

MIP is a non-moving violation, which does not impact your insurance rates. When it comes to the cost, if you're around 18-20 you can expect your premium to be quite pricier than those paid by older folks.
Jul 28, 2019 Gastonia, NC

General Insurance

Can an insurance company refuse to remove a child from my policy?

All members of your household, that are of driving age, need to be listed on your policy. You can either list them as a driver or you can exclude them.
Mar 1, 2019 Raleigh, NC

Coverage & Claims

Will my son's accident on my policy affect my rates?

It will impact both of your rates. He will show an accident on his driving record.
Jan 29, 2019 Belvidere, IL

Eligibility

Do I need my parent's consent to get car insurance?

No, since you will be driving your parent's car, they will need to add you to their policy. There are a few reasons.
Jan 22, 2019 Norwalk, CT

Car Insurance Costs

Is it possible to have our teenager on a separate auto policy as my wife and I?

Typically, it is not cheaper to have your child on a separate policy. Some of the big rating factors are credit and current insurance status.
Oct 15, 2018 Tempe, AZ

Coverage & Claims

Should I file a claim for my son's accident?

When it comes to filing a claim there are a few things to keep in mind. First, is your son listed on your policy as a driver?
Aug 12, 2018 Los Angeles, CA

Coverage & Claims Driving History

Can my daughter stay on my car insurance policy after I transfer the title of the car to her?

There's a couple of things to think about here. First, it sounds like your daughter will be going to college away from your listed residence.
Jul 15, 2018 OFallon, MO

Coverage & Claims

Lying about the primary driver on a car insurance policy wrong

It is considered illegal to lie about who the listed primary driver is and who actually drives the car most frequently. Depending on the situation, it can either be classified as a misdemeanor or a felony.
Jul 13, 2018 Detroit, MI

General Insurance

What steps do I need to take to gift a car to my son in Texas?

Here is a simple breakdown of the process in Texas to transfer ownership of the vehicle to your son as a gift: You (the giver) and your son (the recipient) will both need to fill out and sign the "Assignment of Title" section on the vehicle's title. You will both need to fill out and sign the 130-U form (which is the title and registration application) available to print on the state's website.
Aug 20, 2017 Houston, TX

Car Insurance Costs Coverage & Claims

If my teenager rear ended another car but we aren't filing a claim, will my insurance rate go up?

The tricky part about this situation is the police report. Since your current insurance company is unlikely to re-run your driving records after you become a customer, avoiding a claim should keep the rate with your current company from increasing.
Apr 28, 2017 Bozeman, MT
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