Texas

Texas requires a vehicle owner to be at least 18 years old. If under that, they will need a legal adult to be on the papers.

Thanks for your question. Whether or not your property is covered really depends on your homeowners insurance company.

You would need a new individual plan to cover a motorhome. The good news is RV liability insurance tends to be very inexpensive.

An MVR wouldn't show accident claims, it will only show your past tickets or citations. If an insurer paid out for a claim, the most likely report they're using is called a CLUE report.

An insurance company can deny a claim if the guilty party was not in compliance with the rules set by their insurance plan. This does not, however, mean the guilty party is off the hook.

Roadside assistance covers towing but it won't cover your car being towed by someone else. Your insurance company will not cover the cost of your car being towed from parking in the wrong location.

Since you filed a claim, you should still be compensated for the damages. I would get in contact with the other party's insurance as soon as possible.

I'm sorry but your friend's insurance company would not be responsible for your motorcycle since car insurance does not cover the contents of the vehicle, which is what the motorcycle would be considered. If you have comprehensive coverage on the motorcycle, your insurance company will likely cover the claim.

If you choose not to go through the insurance company, then it is between you and the other party to work out the details. It is your choice as to how the claim is handled.

Thanks for your question. This can be tricky.