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Eligibility

How old does a child have to be to gift a vehicle to them?

Texas requires a vehicle owner to be at least 18 years old. If under that, they will need a legal adult to be on the papers.
Sep 26, 2019 Huffman, TX

Homeowners Insurance

Is property that was stolen from the alley just outside of your house covered with homeowners insurance?

Thanks for your question. Whether or not your property is covered really depends on your homeowners insurance company.
Sep 24, 2019 Andrews, TX

RV Insurance

Do I need to purchase separate liability coverage for my motor home if I have the state required liability insurance on my auto policy?

You would need a new individual plan to cover a motorhome. The good news is RV liability insurance tends to be very inexpensive.
Sep 18, 2019 San Antonio, TX

General Insurance

How do I get a copy of my MVR?

An MVR wouldn't show accident claims, it will only show your past tickets or citations. If an insurer paid out for a claim, the most likely report they're using is called a CLUE report.
Sep 3, 2019 Leander, TX

Coverage & Claims

Can an insurance company only cover the vehicle but not the driver?

An insurance company can deny a claim if the guilty party was not in compliance with the rules set by their insurance plan. This does not, however, mean the guilty party is off the hook.
Aug 28, 2019 Lancaster, TX

General Insurance

My car was towed by an apartment complex, will State Farm reimburse me for the towing cost?

Roadside assistance covers towing but it won't cover your car being towed by someone else. Your insurance company will not cover the cost of your car being towed from parking in the wrong location.
Aug 20, 2019 Crosby, TX

Coverage & Claims

Can I be reimbursed for a rear-end collision damage after 3 years?

Since you filed a claim, you should still be compensated for the damages. I would get in contact with the other party's insurance as soon as possible.
Jul 25, 2019 Plano, TX

Coverage & Claims Motorcycle Insurance

My motorcycle was in the back of my friend’s truck, which flooded and went downstream. Would his insurance cover the motorcycle?

I'm sorry but your friend's insurance company would not be responsible for your motorcycle since car insurance does not cover the contents of the vehicle, which is what the motorcycle would be considered. If you have comprehensive coverage on the motorcycle, your insurance company will likely cover the claim.
Jul 22, 2019 Hico, TX

Coverage & Claims

Should I take cash for a not-at-fault accident?

If you choose not to go through the insurance company, then it is between you and the other party to work out the details. It is your choice as to how the claim is handled.
Jul 8, 2019 Flower Mound, TX

Coverage & Claims

I just bought a new car for my daughter, but she had an accident with it before it was added to my current policy.

Thanks for your question. This can be tricky.
Jul 6, 2019 Winnsboro, TX
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