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Coverage & Claims

Can I be compensated for repairs prior to a car being totaled?

So the answer, as you might expect, is a bit complicated. If the insurance company initially set up you up with a rental and it took them 3 months to declare the vehicle a total loss, the insurance company may be responsible for covering the additional 2 months worth of rental charges.
Jan 19, 2019 Plano, TX


How should I handle my daughters' car insurance when they're in college?

While it can vary by your insurer, I would recommend getting your daughters' their own policy and simply paying the bill. Because you own the vehicles, you should be added as an additional interest to the policy.
Jan 18, 2019 Tullahoma, TN

Coverage & Claims

If I have an open claim on a totaled car, how do I handle the insurance?

There's a couple of things to think about. First, canceling the coverage on this vehicle will not cancel the claim.
Jan 17, 2019 El Paso, TX

Coverage & Claims

What model car can I pick to get the cheapest insurance rates?

The cheapest type of car to insure is typically an early-2000s 4-door sedan. You want it to be a car that you are not making payments on that way you do not have to carry comprehensive and collision coverage.
Jan 17, 2019 Austin, TX


Can I get auto insurance immediately and pay when I receive my paycheck?

Insurance companies require a payment to get the policy started. There are many different factors that go into calculating your rate.
Jan 14, 2019 San Antonio, TX

General Insurance

Do I have to pay insurance while my claim is being paid out?

You would not need to carry insurance on the car that was totaled. You should be able to remove the car at any time and the claim will still be processed.
Dec 8, 2018 Austin, TX

Coverage & Claims

Is legal to file two separate claims for same injury?

When you file a claim for an injury, the party responsible for the injury would be the company to pay for the claim. If you had another injury from the second accident you will be able to file a claim.
Dec 8, 2018 Austin, TX

Coverage & Claims

If I have only the minimum insurance, PIP & liability and have an accident not involving any other cars, will my car’s damages be covered?

Unfortunately, your insurance company is correct. Since you only have liability, your insurance company would only pay for damages to others.
Dec 4, 2018 Fort Worth, TX

General Insurance

Can someone with insurance cover damage caused by an uninsured driver?

Unfortunately, the answer is no. The driver/owner of the vehicle is responsible for the damages.
Oct 29, 2018 Austin, TX

Homeowners Insurance

Can I just update the address for my new homeowners after moving in?

You need to get the homeowner's insurance before you move in. You will also need to get the home put into your name.
Oct 28, 2018 Burleson, TX
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