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Eligibility

Does a vehicle need car insurance if its in storage in New Jersey?

Every car that is registered needs to have insurance in New Jersey. Since you are not driving you can keep the state minimum liability on the vehicle.
Oct 21, 2018 Austin, TX

Coverage & Claims

What is a crash form?

A crash report is specific to Texas and offers if there's an accident in which $1,000 or more of damage occurred and a police officer was not there. You do not have to file a claim.
Oct 20, 2018 Greenville, TX

General Insurance

How can I get a not at fault accident charged off my driving record?

If your insurance company has to pay out on a claim, it will impact your rates. If you have uninsured motorist coverage, the accident will only stay on your record for 3 years and will not impact your rates as much as if you don't.
Oct 3, 2018 Houston, TX

Car Insurance Costs

Which sedans are considered sports cars?

All cars are rated differently with each company. There is no definitive answer as to which cars will be rated higher or lower based simply being a sedan.
Sep 26, 2018 Tyler, TX

General Insurance

Liability limits for a car accident in another state?

There is not a specific law that states the limits will be honored. However, I'm unaware of any company that does not operate this way when driving to different states.
Sep 23, 2018 El Paso, TX

Homeowners Insurance

Can mold be turned in on a homeowners claim in Texas?

There is no right way to answer this question without looking at your homeowner's policy. Most policies will cover the damages but some will not.
Sep 17, 2018 Houston, TX

General Insurance

Can I drop my 18yo from my car insurance policy?

It depends. Does your daughter still live in your household and drive your car?
Sep 12, 2018 Austin, TX

General Insurance

Can I insure two vehicles with the damage coverage under one policy?

There is no problem having both of your cars on one policy. In fact, most companies will give you a multi-car discount.
Sep 12, 2018 Crowley, TX

General Insurance

When can I remove my son from my car insurance policy?

The best option in this situation would be to exclude both of your sons from the policy. By excluding them, they will no longer be covered to drive your vehicles and should not impact your rates any longer.
Sep 6, 2018 Austin, TX

General Insurance

Can I pay for all my insurance policies at once?

Each policy would be separate. They would take out a different payment for each policy.
Sep 6, 2018 Dallas, TX
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