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Car Insurance Costs

28yo new driver needs liability insurance

Having prior insurance as a rating factor tells the insurance a few things. One, will you be able to maintain a policy?
Aug 29, 2018 Royce City, TX

Car Insurance Costs Eligibility

Car insurance for vehicle stored in garage

There's a couple of things to think about here. First, there really isn't anything called storage coverage.
Aug 26, 2018 Allen, TX

Coverage & Claims

Will my insurance cover damage to someone else's vehicle

I'm sorry to hear that happened. I would feel awful as well.
Aug 8, 2018 Stephenville, TX

Car Insurance Costs

I would like car insurance for around 40 to 60 per month

Although lots of car insurance companies advertise "name your price tools," it doesn't really work that way. Your car insurance quote is based on a driving profile made of driving and non-driving factors.
Aug 3, 2018 Houston, TX

Car Insurance Costs

Does being 50% or 80% at fault make a difference when it comes to insurance rates?

There are several things to think about here. First and foremost, no - the percentage that you were at fault will not make a difference in how your insurance rates are impacted.
Aug 2, 2018 Houston, TX

Coverage & Claims Eligibility

Risk of assets for separate car insurance policy

Although you have separate car insurance policies, your mutual assets would still be at risk because you are married. Your husband's car insurance would be the one to pay for the damages but if the damages exceed his policy limits for liability then your husband would be responsible for the remaining damages.
Jul 27, 2018 Austin, TX

Coverage & Claims

Who pays for damage I caused while using a company vehicle on company time

Unfortunately, fault can only be determined by the claims adjuster assigned to the accident. However, for the other part of your question, because you were driving your company's vehicle on company time, if you were to be found at fault then the company's insurance would take cover the damages.
Jul 27, 2018 Austin, TX

Car Insurance Costs

Do I get to claim on financial loss on a brand new vehicle?

There are a couple of things to think about here. First, although you have comprehensive coverage, this wouldn't apply to this situation because another vehicle caused the accident.
Jul 27, 2018 Austin, TX

Car Insurance Costs

Husband backed into a pole in his work's parking lot how to handle insurance

There are a few different factors to consider. First, most insurance companies require you to report any incident that occurs with the car, even if a claim is not filed.
Jul 19, 2018 Austin, TX

Car Insurance Costs Coverage & Claims

My son does not have insurance and has had an accident

This can be tricky because it will depend on how your policy is written. I would look at the details of your car insurance policy and see if "permissive users" and "permitted drivers" are covered.
Jul 8, 2018 Amarillo, TX
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