Coverage & Claims

Does hitting a fixed object cause my premium to rise?

This type of claim would be considered a collision claim, which usually causes your premium to rise. In New Jersey, at-fault collision claims caused premiums to rise by an average of $1200.

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Eligibility
General Insurance

Why do I have to keep insurance on my old car if I'm not using it?

It really has more to do with the fact that you still have the vehicle registered in your name. New Jersey monitors whether or not vehicles registered in the state are also insured.

Eligibility

Why did The General cancel my car insurance?

Insurance companies in many states have up to 60 days from the start date to cancel a policy without providing a reason for doing so. In most cases, this has to do with some sort of potential fraud or an inaccuracy on your application.

General Insurance

Is car insurance mandatory in New Jersey if a person no longer uses their car to drive?

Here is a link a post that should answer your question. In New Jersey, you aren't required to maintain insurance coverage on a vehicle you are no longer driving, but the tags for your vehicle will need to be returned to the state.
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