Coverage & Claims

Is my insurance still responsible for my vehicle theft after I canceled my policy?

As long as the claim happened during the duration of your policy, it is covered. You have no obligation to keep insurance until the payout occurs, so even if you've canceled it, your insurance is still responsible for processing the claim. If you have any questions, don't hesitate to ask.

Compare auto insurance rates and save up to $670 per year!

or
Location pin icon
glyph-shield-checkmarkNo junk mail. No spam calls. Free quotes.
Most Recent

Homeowners Insurance

Does a zero dollar home insurance claim affect rating a policy?

If you were not paid out, a canceled claim should not have an effect on your premium. Database systems used for cataloging claims history can sometimes confuse this, however.

Coverage & Claims
Homeowners Insurance
Renters Insurance

How do I get a false claim off my insurance report?

I would call my prior insurance company (your renters provider) showing the false claim and see how they have it marked. I would also have them send confirmation that the claim was dropped and not paid out.

Coverage & Claims

Someone attempted to steal my neighbor's vehicle and wrecked my van, how do I handle insurance?

You would not be at fault in this case. In cases like this, it's best to get all the documentation you can, like a police report. If you have comprehensive and collision, you should be able to get your car fixed.

Homeowners Insurance

Is property that was stolen from the alley just outside of your house covered with homeowners insurance?

Thanks for your question. Whether or not your property is covered really depends on your homeowners insurance company.

Coverage & Claims

I let someone borrow my car and they ended up stealing it

You let her borrow the vehicle, not have it. I would contact the police ASAP and file a report.

Driving History
General Insurance

Will my car insurance cover me after a theft

It really depends on the nature of your coverage. If you have comprehensive coverage, the damage to your vehicle and speakers can be covered.

Renters Insurance

I left my door unlocked and was robbed, can I file a claim?

I recommend checking the verbiage of your policy. Some policies have a requirement for forcible entry, while others do not.

Coverage & Claims

How long can you wait to file an auto insurance claim?

Each state has varying statutes on how long you have after damage occurs to file a claim. In Maryland, you actually have up to 3 years to file a property damage claim, although I would not recommend waiting that long as it can be difficult for your insurance company to properly assess the damage.

Coverage & Claims

Can I file a claim for a stolen car if my son gave his friend permission to drive my vehicle?

You will need to report the vehicle stolen before you are able to file a claim with your insurance provider. From there, your insurance company should handle the remainder of the claim if you have comprehensive coverage.

Coverage & Claims

If a dirt bike is stolen out of a truck that has liability will the bike be covered by the truck's liability insurance?

Sorry to hear about the theft of the dirt bike. The property damage portion of liability coverage pays for damage that you cause to another vehicle or object while you are driving, so the bike wouldn't be covered in this case.
Icon-Agent
Ask an Agent

Get free insurance advice you can trust.

Ask a Question