Coverage & Claims

MIL dropped husband and vehicle off her policy without notifying. He was pulled over and citation given. Is he covered under our alt policy?

Sorry to hear about the situation. Unfortunately, I think your husband's failure to maintain insurance citation will still be valid.

Compare auto insurance rates and save up to $670 per year!

Location pin icon
Most Recent

General Insurance

Would I avoid the penalties of a ticket for failing to provide proof of insurance if I got insurance before my court date?

Unfortunately, you likely won't be able to avoid any penalty for not having insurance. I would still recommend going to court with insurance — your judgment might be less severe if you resolve your uninsured status versus still being uninsured by the time your court date comes around.

Car Insurance Costs

My fiancé is legally blind and has to drive with bioptic glasses. His car insurance rates have always been ridiculous. Any suggestions please?

Insurance rates are based on the risk of someone getting into an accident. Since your fiance is legally blind and has a speeding ticket, his rates are going to be higher because of the elevated risk that he would get into an accident.

General Insurance

Will non-moving violations impact my insurance premium?

Most companies do not consider non-moving violations as a factor when calculating your rate. But every company is different so you may run across one that will rate on non-moving violations, but it is really uncommon.

General Insurance

Is it necessary to report to my insurance company that I got a citation for improper starting?

No, you don't have to report to your insurance company that you received a citation. But when it comes time to renew the policy, your insurance company will check your MVR (motor vehicle report) and probably raise your premium accordingly upon seeing the ticket.

Driving History

Can I say I haven't gotten a ticket if I've been driving school and gotten ticket removed?

Most of the time, if you have taken a driving class, the ticket is taken off of your record. You can click "No" on the driving history question.

Car Insurance Costs

What happens if I get a ticket a few hours before getting insurance?

No, if you get insurance the same day as the ticket, it will not cover the ticket. Since both the ticket and the insurance policy are time-stamped, the DMV would see that at the time of the ticket your policy was not active.

Eligibility
General Insurance

Can I remove a ticket for no insurance if I get insurance now?

No - even if you had a policy begin that day, it would not help getting your ticket dismissed. Because insurance is required in your state, you will still need to have insurance.

Car Insurance Costs

Can my insurance company discover out of state ticket

In short, it can depend but yes they can find out. If North Carolina's DMV reports the accident to Pennsylvania your insurance company can find out.

Car Insurance Costs

Should I file a claim after I've been ticketed for an accident?

Based on the fact that you received a ticket for the accident, the accident will be listed on your motor vehicle report (MVR) regardless if you file a claim or not. Having the accident on MVR means that your insurance rates will be impacted even if you pay out of pocket for the accident.

Coverage & Claims

Grace period for adding new vehicle with Progressive

For most major car insurance companies, you are correct. The state does not give any grace period to have the vehicle covered, but insurance companies will transfer coverage for a time frame - usually between 2-4 weeks.
Icon-Agent
Ask an Agent

Get free insurance advice you can trust.

Ask a Question