Coverage & Claims

Should I contact the police and insurance company days after I rear ended a car?

It is unlikely that the other driving contacting the police days after the accident will result in any citation. Unless they were called to the scene, they probably won't even be able to write an accident report.

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General Insurance

Which state would I need to get insurance in if my daughter will be attending graduate school out-of-state and the car is in my name?

The vehicle will need to be insured in the state where it is driven, so you have 1 of 2 options. You can have your daughter added as a co-owner of the vehicle and she will be able to register and insure the vehicle in her name, in the new state.

Coverage & Claims

If my husband backed into a parked car and put a tiny dent in a bumper that was already severely damaged, is he liable for the entire bumper?

Your husband should only be liable for the damage he caused. However, your insurance company will ultimately decide what they will and won't cover regarding the repair or replacement of the bumper.

Coverage & Claims

Can I file a claim if we agreed to not pursue a claim but the other driver changed their mind?

It isn't too late to file a claim, even if you and the other driver agreed not to, since your insurance policy is intended to cover you after an accident. If you are considered to be at-fault in the accident then your company should pay for the damage caused to the other driver.

Coverage & Claims

Why am I considered at fault for a rear end accident?

<span data-sheets-value="{&quot;1&quot;:2,&quot;2&quot;:&quot;In the majority of cases, hitting a vehicle from behind will be considered an \&quot;At Fault\&quot; accident. The reason is because insurance companies expect their customers to leave a safe amount of space between the front of their vehicle and the back of the driver in front.
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