Eligibility

Can someone else get insurance for my cars without me knowing?

Sorry to hear about your situation. Unfortunately, you cannot stop someone insuring a vehicle, but there is a pretty big problem with what he is doing.

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Eligibility

Can I insure my recently-deceased mother's car while waiting for the title to transfer?

So sorry to hear about your loss. Yes, you are allowed to insure and use the vehicle before the transfer is done.

General Insurance

Can I drive a truck I'm buying across state lines, without plates, to get it home?

I would call up your local DMV or appropriate state department and ask them what to do. Most states allow you to pay a small fee and show an out of state status and they will issue you a temporary paper plate for the vehicle to be relocated.

General Insurance

Should both my girlfriend and I be on the car title?

I would only put the title in one name — whoever will own and register the vehicle. Putting two people on the title may only complicate things unnecessarily and make it harder to sell.

General Insurance

Do I have to keep car insurance if I don't have a vehicle or title?

You do not have to have insurance if you do not own or are driving a car. However, having a lapse in insurance will cause your rates to be higher once you do start a new policy.

General Insurance

How do I insure a car that I'm driving but the title and financing isn't in my name?

Since the car is kept at your home, you would need to insure the car in your name and address. You will also need to list your mother as a driver on the policy since she is the owner, and as an additional interest on the policy since she has a financial claim to the car.

General Insurance

Does it cost money to switch a car into someone's name when he or she turns 18 and, if so, how much is it?

When it comes to the cost of switching the title into someone else's name, you will need to contact the Wisconsin Department of Motor Vehicles (DMV). As far as insurance goes, I wish it was that easy.

General Insurance

My friend is giving me a car as a gift. What do I need to do to get it transferred in my name?

You need to have the title transferred to you and register it in your name. Here is some information related to that — it will all be done via the TX DMV.

General Insurance

Can my friend insure and drive a car I bought?

She can get insurance in her name. Some companies will make you be listed as an excluded driver.

Eligibility

Does the name on the title affect car insurance rates?

No, your rates should not change by putting the car in your son's name if he is already listed on the policy. Who the car is registered under does not impact the rate at all.

Eligibility

Who needs to be on the insurance and the title?

You would both need to be on the policy since he will be driving the car and you will own it. If you will not be driving the car, he can get the policy in his name but you will need to be listed as an excluded driver, which means you are not covered to drive the car.
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