Coverage & Claims

Can I transfer my insurance coverage from my car to my mom's car?

You cannot "transfer" insurance coverage. While you can try adding your mom's car to your insurance policy (your insurance likely won't question you adding a vehicle, and assume it's yours) in the event of an accident, there could be complications as to how the payout would be handled.

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Car Insurance Costs

How much would my car insurance be to transfer to a new individual policy from my family's insurance?

It's hard to give you an accurate quote without having more information. There are a number of factors that come into play when determining your premium and each insurance company may weigh these factors differently when determining what you pay.

Boat Insurance

Can I insure a boat with someone else's name on the title

You shouldn't have a problem doing that. Since the boat is still registered in your father-in-law's name, you might need to have him listed as an "additional interest" in the policy documentation.

General Insurance

Do I need insurance to transfer a title in a private sale?

You won't need insurance for the title transfer, but you will when you register the vehicle in Minnesota. When it's time to purchase insurance, I always recommend comparing quotes with as many companies as possible to find the lowest rate.
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