General Insurance

Do I need personal or commercial auto insurance to tow my flatbed trailer and hauling machinery?

Even though your vehicle is used for personal use, your vehicle itself is made for business use. If you want it insured then you will need to get commercial insurance, especially if your son-in-law has an equipment company. 
Dec 23, 2020 Bolivar, MO

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Most Recent

General Insurance

Do I need additional insurance if I pull a trailer belonging to a different business?

The owner of the trailer would need to add you to their policy if you will be pulling their trailer regularly. If you will not be pulling it regularly, you should be covered — but I recommend you check with your specific company for policy details to make sure.
Sep 11, 2019 Snohomish, WA

General Insurance

How would insurance work for drivers hauling a trailer they don't own?

The drivers need to be insured on the policies of the people who own the vehicles that are hauling the trailer. Since the trailer is already insured, there is no additional insurance required.
Jul 31, 2019 Burgaw, NC

RV Insurance

My camper is permanently set at a seasonal campground. What type of insurance do I need?

You would need just need regular RV/trailer insurance. We can quote you with several carriers at The Zebra by calling 888-807-3823.
Jul 18, 2019 Freedom, NH

Coverage & Claims

Does my insurance cover the damage to trailer even though I wasn't hauling it?

The claim should be covered by your insurance company as long as your policy includes permissive use. Permissive use means that claims will be covered if you give someone (who doesn't drive the vehicle regularly or lives with you) permission to drive the vehicle.
Feb 19, 2019 Staley, NC

Coverage & Claims RV Insurance

Fault when I was towing someone else's trailer

This can really depend on a number of things. Fault can only be determined by a claims adjuster who has reviewed the accident and any corresponding documentation.
Aug 7, 2018 Indianola, IA

RV Insurance

Home insurance liability cover injury on my camper trailer?

There's a couple of things to think about here. It sounds like you have your travel trailer bundled with your auto insurance policy because more often then not your travel trailer needs a separate policy.
Aug 3, 2018 Edina, MO

General Insurance

Tractor trailer insurance

Each policy is going to have different guidelines as to what they will and will not cover. You will definitely want to check with your specific company to find out if your policy will cover the damages.
Jun 21, 2018 Milwaukee, WI

RV Insurance

Can I insure a travel trailer with a different company than the one that insures my car?

Yes you absolutely can. There is no requirement that both be insured with the same company.
Aug 20, 2017 Leominster, MA

Coverage & Claims

Does car insurance cover trailers?

Great question! It would depend on the coverage on your policy, but the liability portion of your policy normally extends to cover injury or damage that was caused to someone else by your trailer. If your auto policy also includes comprehensive and collision (full) coverage then your trailer may also be covered for damage.
Jun 30, 2016 Independence, MO
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