General Insurance

If an uninsured driver hits me with an insured car, will their insurance still cover the damages?

You should still file the claim. Unless the driver is excluded from the policy, the insurance company will still likely honor your claim against the insurance.
Dec 13, 2020 Spring, TX

Compare auto insurance rates and save up to $670 per year!

or
Location pin icon
glyph-shield-checkmark No junk mail. No spam calls. Free quotes.
Most Recent

Coverage & Claims

Do I need a police report to file an uninsured motorist claim?

For uninsured motorist claims, it's likely that your insurer would want a police report of the incident. What I don't know would be if it would be possible to still get a police report and redo the claim.
May 26, 2020 Memphis, TN

Coverage & Claims

Do I have to pay the deductible for the damages I caused while driving uninsured?

Sorry to hear about the accident. You are not responsible for their deductible, but you are responsible for all damages caused.
Mar 9, 2020 Thornton, CO

Coverage & Claims

What is the No Pay, No Play law in Alaska? What happens if both parties in an accident are uninsured?

Unless you were under the influence, drove recklessly, acted with intent, or fled the scene in a hit-and-run, I don't necessarily think you could be charged for a felony if you've been cooperative. However, a suit could be filed against you for damages.
Feb 17, 2020 Bethel, AK

Coverage & Claims Eligibility

Does uninsured motorist coverage cover borrowed vehicles?

Sorry to hear about the accident. From my understanding of your situation, as long as you are a covered driver, his uninsured motorist coverage should apply to you.
Feb 5, 2020 Atlanta, GA

General Insurance

If my vehicles are all insured, can I get uninsured motorist coverage on just one car?

Uninsured and underinsured bodily injury coverage is a policy-wide coverage. If you add it to one vehicle, it will be on all of them.
Jan 30, 2020 Greeley, CO

Coverage & Claims

Do I still need uninsured motorist coverage if I have Medicare coverage?

You may still want to carry uninsured motorist coverage to avoid complications with medical bills if you are hit by an uninsured driver. It's good protection to have in place if your bills are high.
Dec 4, 2019 Arcadia, CA

Coverage & Claims

If I backed into an uninsured car, do I still need to file a claim to fix the car?

Even if the vehicle you backed into was uninsured, it is still your responsibility to pay for the damages if you were at-fault. If the other party doesn't want to go through insurance, then they don't have to.
Dec 2, 2019 Arcadia, FL

Coverage & Claims

I have 2 cars insured and bought a new car but got into an accident before I could insure it. Is my accident covered?

Unfortunately, you and the vehicle were not insured during the time of the accident, and if no policy was bound at that time, then you would not have coverage for the accident. Insurance will never backdate and trying to get them to cover an accident that already occurred is considered fraud.
Nov 17, 2019 Elmwood, WI

Motorcycle Insurance

I was rear-ended on my motorcycle by an uninsured driver. Will my auto insurance cover the damages?

Sorry to hear about your accident. I hope that you're recovering well.
Oct 16, 2019 Clarkston, WA

General Insurance

I got a ticket driving a friend's car. I have my license but did not yet have personal insurance. I’m going tomorrow to get it, will they know?

You should be fine as far as any insurance-related issues with the vehicle go. The state checks the VIN of the insured vehicle and not the listed drivers.
Oct 7, 2019 Staunton, VA
Icon-Agent
Ask an Agent

Get free insurance advice you can trust.

Ask a Question