Eligibility

Can I drive off the lot with just an SR22 in California?

No, you need to have comprehensive and collision coverage to drive off the lot if you are financing the car. Comprehensive and collision coverage protects physical damage to the car.

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General Insurance

How soon am I required to insure a vehicle I bought through a private sale?

Technically, the car needs to be insured before you get behind the wheel, even if the vehicle isn't registered yet in your name. The main issue in your situation is, if you get pulled over on your way home, you could be given a ticket for driving without insurance.
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