Compare auto insurance rates and save up to $670 per year!

or
Location pin icon
glyph-shield-checkmark No junk mail. No spam calls. Free quotes.

Coverage & Claims

Should I file a claim after I've had 2 comp claims already?

There's a couple of ways to handle this. First, you could file an uninsured property damage claim.
Jan 30, 2018 Chester, Virigina

Coverage & Claims

If my husband backed into a parked car and put a tiny dent in a bumper that was already severely damaged, is he liable for the entire bumper?

Your husband should only be liable for the damage he caused. However, your insurance company will ultimately decide what they will and won't cover regarding the repair or replacement of the bumper.
Aug 25, 2017 Lynchburg, VA

Driving History Eligibility General Insurance

Do I have to list my disabled spouse on my Virginia auto policy?

Most, if not all, insurance companies require that any household members of driving age be listed on your policy. In most states, however, you have the option to exclude household members so they don't impact your rate and are not insured under your policy.
Aug 13, 2017 Fairfax, VA

Car Insurance Costs

Are car insurance quotes free?

You should never have to pay for a car insurance quote. Since auto insurance is so specific to each person, it would be impossible for companies to advertise a set price to take out a policy.
Mar 26, 2017 Alexandria, VA

General Insurance

Do I have to pay a deductible if I hit someone but my vehicle is not damaged?

In a case where you are considered at-fault in an accident, in Virginia, your deductible should only apply if your vehicle was damaged and you want it repaired by your insurance company. The only other time you should be subject to a deductible in Virginia would be if you are filing an uninsured motorist property damage claim.
Feb 21, 2017 Vienna, VA

Eligibility

How do I get a new policy if I'm between residences?

You will need a permanent address to get a policy with most companies so I would recommend using your previous address until you move to a permanent location. At that point, you can update the address on your policy.
Dec 18, 2016 Virginia Beach, VA

Eligibility

How many cars can I list under one insurance policy?

The maximum allowable number of drivers and vehicles that can be insured on any particular car insurance policy will vary by company. While there is no set standard, most insurance companies will allow their customers to insure up to 4 drivers and 4 vehicles on a single policy.
Nov 7, 2016 Virginia Beach, VA

General Insurance

Does a vehicle need car insurance if its in storage in Virginia?

In Virginia, if a vehicle is not registered, parked on private property, and not being driven then it does not have to be insured. Virginia law requires that a vehicle be insured before it is registered, so that's something to keep in mind if he wanted to drive this particular car at a later time.
Aug 31, 2016 Dumfries, VA

Eligibility

Does having a handicap enabled car make a difference on your insurance?

Luckily, that new vehicle you're referring to will be looked at completely differently by your insurance company. With vehicles that have been modified outside of the factory, especially those for disability purposes, insurance companies will cover the vehicle up to the Actual Cash Value (ACV) and the custom equipment would be covered separately.
Jul 14, 2016 Lexington, VA

Car Insurance Costs Coverage & Claims Eligibility

Can I buy car insurance without owning a car?

Yes — you can purchase auto insurance when you don't own a car. This is referred to as a non-owners policy.
Jun 23, 2016 Arlington, VA
Icon-Agent
Ask an Agent

Get free insurance advice you can trust.

Ask a Question