Coverage & Claims

Grace period to use newly added coverage?

It depends. Some companies will not pay a claim until the policy has been in effect for 30 days.

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General Insurance

I sold my car what do I do with my insurance?

You are not required by law to get insurance if you do not own any vehicles. What your agent is doing is protecting you from a lapse in coverage.

Coverage & Claims

How long can an insurance company wait to pay out your claim?

Virginia law does not specify an actual time frame for a claim payout but simply requires that insurance companies pay claims in a reasonable time. Most insurance companies want to close claims as quickly as possible, however, so you may want to contact that company directly to ask if they have an estimated date of the payout.
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