General Insurance

Do I have to add my adult son to my insurance if he'll be driving my car while visiting?

Since your son lives in his own home at college, you will not have to add them to your policy if they drive your car less than ten times per year, with most companies. Some insurance companies offer a discount if you add a college student who lives away from home and has limited access to the insured car and seldom drives it.

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US car insurance for non US residents

Since you are not the owner of the car and will be driving one specific car, you will not be able to get insurance on your own. You will need to be added to the owner of the car's policy as a driver while you will be "renting" the vehicle.
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