Coverage & Claims

How should I handle a situation where I hit another car but the owner doesn't want to file a claim until next week?

While it is normally up to the party who was hit to initiate the claims process with your insurance company, you can always be proactive and contact your insurance provider to let them know what happened. You can provide pictures and the details of the incident to the claims department, but no repairs can begin until the other party decides to start the process.

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General Insurance

How long do I have to file a claim in Missouri?

Technically, you could file a claim up to 5 years from the date of the incident since you are in Missouri. However, I would not recommend waiting that long because it's easier for the insurance company to assess your damage the sooner you notify them of the claim.
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