Homeowners Insurance

Will homeowners insurance cover my riding lawn mower that caught on fire?

Yes, you can file a claim with your homeowners insurance but I would see if your lawnmower's warranty is still valid before you look into a claim. If you do decide to file a claim, it would be covered under personal property.

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Coverage & Claims

Can I file a claim for a warranty issue?

If the damage was caused by you driving into the water then you should be able to file a claim. If it is a warranty type of issue then your insurance policy won't cover it.
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