Coverage & Claims

Can my boyfriend remove me from policy without my knowledge?

Yes. He can remove you from the policy without your consent or informing you.

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Eligibility

Can I purchase a car and put it on my mom’s insurance if i don’t have a license?

You can add the car to your mom's policy as long as you are listed as a driver on the policy. Not all companies will insure you with a suspended license.

General Insurance

Do all car insurance premiums increase every year?

Unfortunately, car insurance is reflective of both you and the surrounding environment. Meaning, the increase value of vehicles, rise in claims and cost of claims, and medical costs can all make insurance premiums increase.

Homeowners Insurance

Insurance company low balled claim payout

Although I do not have a claims license, my best advice would be to collect all the information you have from other contractors and speak with the claims adjuster assigned to your case. Most policies are written to reimburse the policy holder with comparable value as what they had before.

General Insurance

Hit and run in a rental car?

Refusing to exchange insurance isn't really an option in the event of an accident as it's required by law. I would alert your insurance company and give them all the information available.

Coverage & Claims

If I was rear ended, will I get a better payout if I file the claim with my company instead of the company of the other driver?

You won't be able to file multiple claims for the same accident. Your insurance company and the company of the other driver will settle on a final value for your car if it is considered a total loss so the payout would essentially be the same regardless of who pays the claim.
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