Coverage & Claims

Should I file a weather-related car claim?

Filing a claim like this, (collision, at-fault) will raise your rates. On average, in California, an at-fault accident can raise your rates 39%.

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Coverage & Claims
General Insurance

Got into a natural cause car accident

The term "natural car accident" doesn't really exist in the world of car insurance. The accident you are referring to would be considered a collision and thus covered through your collision coverage, if you have it.

Coverage & Claims

If my car was damaged at a gas station due to bad weather, who pays for the repair?

For damage caused to your vehicle by objects other than a vehicle, comprehensive coverage would normally pay for your repair. This type of damage would have to be covered by your own insurance company unless you have proof that the item that caused damage to your vehicle came from a specific source, i.e.
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