General Insurance

How much car insurance coverage do I need and should I get umbrella insurance?

We generally recommend basing your liability needs on your assets. From the information you've given, I would say that maxing out your liability limits and getting an umbrella policy is probably a wise decision since you own your home and vehicles and have a high net worth.

Compare auto insurance rates and save up to $670 per year!

or
Location pin icon
No junk mail. No phone number. No fees.
Most Recent

Car Insurance Costs
Coverage & Claims

How can an insurance company add an accident to your record that never happened?

I would contact the insurance company that listed the claim and start a dispute. They really shouldn't be able to put you down for this claim.

General Insurance

Should my husband and I have separate auto insurance policies?

If your husband is able to get a cheaper quote due to his cleaner driving history, it would be a good decision to have separate policies. I would suggest you shop around for quotes as well to see if you can get a lower rate.

Coverage & Claims

Can a married couple have separate car insurance policies?

Yes, you can have two separate policies. This can have its benefits in some cases.

Coverage & Claims

Will my rate change if I remove my non driving wife from insurance policy?

The only rate change you might expect is a rate decrease. Because there are fewer people driving on the policy, there is less risk associated with your policy.

General Insurance

If I am leasing a car and die before the end of the lease term, can I buy insurance to cover that?

I recommend getting a life insurance policy is this is something you are concerned about. To my knowledge, there is not coverage within auto insurance that would help with the death of a policyholder.

Coverage & Claims

Is car insurance cheaper if your spouse can't drive?

You would not be able to remove your spouse from the policy, even if they don't drive. What you would need to do is exclude them as a driver.

General Insurance

How do I handle car insurance after my husband's death?

I'm sorry to hear your husband has passed. Every company is different when it comes to their process when a spouse passes away.

Coverage & Claims

Am I required to remove my ex-wife from my car insurance policy?

Yes, as long as she is listed as a driver on the policy, she can stay on her ex-husband's insurance policy. With that being said, it is no longer the ex-husband's responsibility to carry insurance on the car.

Coverage & Claims
Eligibility

Risk of assets for separate car insurance policy

Although you have separate car insurance policies, your mutual assets would still be at risk because you are married. Your husband's car insurance would be the one to pay for the damages but if the damages exceed his policy limits for liability then your husband would be responsible for the remaining damages.

General Insurance

What do I need to get on my wife's auto insurance policy?

In order to be added to your wife's policy, you will need the VIN (a 17 digit vehicle identification specific to your vehicle) of your vehicle, your driver's license, and for the loan the lien holder name and address. Anything else they might they ask that we haven't already stated would be company-specific.
Icon-Agent
Ask an Agent

Get free insurance advice you can trust.

Ask a Question