Car Insurance Costs

Will my rates go up if I file a claim for a vandalized windshield?

A comprehensive claim can affect your insurance rating. However, most carriers are alright with allowing one such claim per three year period.

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Car Insurance Costs
Coverage & Claims

Can I sell a car if a windshield replacement claim hasn't been completed yet?

Thanks for the question. I would not sell the vehicle while the claim is still open.

Car Insurance Costs

Is my insurance company responsible for balance after I've paid deductible?

Yes, if the damage is more than your deductible, then your insurance company should pay the remainder of the damages. There are some plans that will not transfer coverage to another vehicle but this is not common.

Car Insurance Costs
Coverage & Claims

Will filing a claim for a $2300 increase my rates?

There are a few things to think about. Your comprehensive coverage would cover your windshield damage.

Coverage & Claims

Will Geico increase my rates if I file a windshield claim?

This can be a tricky question to answer. How a claim will impact your rate is specific to the coverage and company you have.

Car Insurance Costs
Coverage & Claims

Will filing a full glass coverage claim to repair my windshield cause my premiums to rise or count as a claim at renewal?

While excessive claims can cause your rate to increase or impact your ability to find coverage with other companies, one single glass claim is unlikely to cause much, if any, impact. Generally, glass claims are the least likely to cause a rate increase or a non-renewal with your current company.

Coverage & Claims
Insurance Companies

Will Geico pay for a cracked windshield?

It really depends on the coverage you have on your policy. For most policies that include comprehensive coverage, windshield repair is generally covered.

Coverage & Claims

Should I file a claim to fix a chip in my windshield?

Each company handles glass repair a bit differently, so I would be cautious to assume you would not have to pay anything out of pocket. If your company is willing to cover the repair then it may be worth the claim. Keep in mind, however, that filing multiple claims with your company within a 3 year window can cause them to non-renew your policy.

Coverage & Claims

How do I know if hail damage is covered by my policy?

Comprehensive coverage is intended to cover against weather events, fire, and vandalism that damage your vehicle. If your policy includes comprehensive coverage then your insurance company should fix your vehicle after the deductible is paid.
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