General Insurance

Do I have to add my adult son to my insurance if he'll be driving my car while visiting?

Since your son lives in his own home at college, you will not have to add them to your policy if they drive your car less than ten times per year, with most companies. Some insurance companies offer a discount if you add a college student who lives away from home and has limited access to the insured car and seldom drives it. Every company is different so I would check with your company for their specific rules.
Jun 27, 2019 Las Vegas, NV

Compare auto insurance rates and save up to $670 per year!

or
Location pin icon
glyph-shield-checkmarkNo junk mail. No spam calls. Free quotes.
Most Recent

Car Insurance Costs

Why is my insurance so high if I have no accidents?

There are many different factors that go into calculating your rate. Although I do not know your age, you sound like a young driver.
Dec 18, 2018 Worcester, MA

Coverage & Claims

Get insurance involved for $1800 in damage?

The short answer is no but there's a lot to unpack here. First is the other vehicle in the accident.
Aug 23, 2018 Camden, NJ

General Insurance

Can I drop my son’s car off our insurance

You can remove the vehicle if you are the policy holder. You are under no obligation to pay someone's insurance.
Jun 7, 2018 Miami, FL

Coverage & Claims Eligibility

Are some insurance providers better suited to my needs than others to get the best rate?

Because most coverage options can be matched across insurance companies, I think what you are really looking for is the best customer service/claims support for the best cost. Right off the bat, I know Geico probably wouldn't be an option for you with a leased vehicle.
May 31, 2018 Glendale, CO

Car Insurance Costs

How do I help my father lower his rate if I'm on his policy and have accidents?

One thing to keep in mind is that accidents occurring more than 5 years in the past should have no impact on your current insurance rates, so you are definitely outside of that window. Concerning your speeding ticket, if you have not yet been to court then it most likely has not been added to your driving record, meaning you shouldn't be penalized for the violation if you purchase insurance coverage before your court date.
Sep 23, 2017 Tenafly, NJ

Car Insurance Costs General Insurance

Is it mandatory to list my adult child on my policy if they live in my home but will not drive my vehicle?

Insurance companies generally require that any person living in the household be listed on your policy regardless of driving status. If a member of your household won't be driving your vehicle then you can normally exclude them from coverage or have them listed as a non-driver.
Aug 2, 2017 Groveton, NH
Icon-Agent
Ask an Agent

Get free insurance advice you can trust.

Ask a Question