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In Tennessee can not at fault driver be blamed if they didn’t have insurance?

If I was at fault and backed into a vehicle in a parking lot and the other party has no insurance or license but I do, would they be responsible?

Agent Answer

Ava Lynch
The other party would not be responsible for the damages. They can be ticketed and have their license suspended but you can still be found at fault. Keep in mind, at-fault accidents can impact your rates for up to five years. Good luck and if you have any other questions, don’t hesitate to ask.

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