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I have two vehicles, am I required by law to carry collision insurance on both vehicles?

I have two vehicles, am I required by law to have collision insurance on both or can I take it out on the newest. My agent stated that I had to take out on both.

Agent Answer

Ava Lynch

Legally you are only required to have state minimum liability coverage on either of your cars. If you are financing either car, your finance company will most likely require you to have comprehensive and collision coverage on the car. Most insurance companies will allow you to include or exclude comprehensive and collision coverage on each car. I’m not sure why your insurance agent would tell you that you have to keep collision coverage on both cars or why he would tell you that it was legally required. If you’d like to shop for another insurance company, we can quote you with several carriers at You can also give us a call at 833-768-7789. Good luck and if you have any other questions, don’t hesitate to ask.

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