I am uninsured and got into an accident with an insured car
I did my friend a favor and drover her RV. I hit a pole and found out my insurance had lapsed recently. What happens now?
If the RV was insured at the time, you could file a claim through that insurance. While it varies by every RV insurance policy, it should cover permissive users such as yourself. If not, your next best option would be to work with your friend to cover the damages out of pocket as your car insurance won't offer you much help.