Question

My uninsured vehicle was hit by a insured vehicle

My uninsured car was hit by an insured driver will I get new car or will they just pay what I owe left of car?

Mar 18, 2018 San Diego, CA

Answer
Ava Lynch

Mar 18, 2018

Although you're required to carry at least liability insurance in California, your uninsured status shouldn't affect your ability to have a claim paid out. In terms of what you will receive for your vehicle, you will most likely be cut a check for the actual cash value of the vehicle. Meaning, you will be paid what your vehicle was worth before the accident - not what it will take to get a new vehicle. This is pretty standard for most car insurance policies.

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