Minor collision in a Walmart car park. We both reversed at the same time and received scrapes to our cars. She was an elderly lady and called the police who told us they could not file an accident report because it was on private property. We exchange information and were given crash form to fill in and send to our insurance companies. This is my first accident after driving for 16 years. The damage to my car is very minor and as it is an older car does not bother me. Do I have to file a claim?
What are the implications for a crash form?