What is a landlord policy?
Meaning is it an HO-5?
A landlord policy usually includes the same type of protection as your usual house insurance, such as cover for buildings and contents in the event of a range of circumstances. As a landlord, you can buy additional coverage, such as rent guarantee insurance, natural disaster insurance, employer liability insurance and landlord contents insurance to cover your personal property items such as furnishings or carpet in the rental property. HO5 insurance policy is an open perils policy. This means the policy does not list the perils for which your home and personal property are covered; instead, it lists the perils your home and personal property does not cover. ... It is one of the most elite home insurance policies available to homeowners. Good luck and if you have any other questions, don't hesitate to ask.