Simply put, no. Your deductible only applies to your
car through your collision
and comprehensive coverage
. If the other driver is claiming you're the at-fault party in this accident, I would contact your insurance company. To me, this sounds like something that needs the help of a claims adjuster to determine - rather than the individuals at the scene. Many times, the vehicle that was in motion will actually be held liable for the damage as they need to be in control of their vehicle at all times. If you are determined to be at-fault, it would be a liability claim where a deductible doesn't apply. For more resources on handling the claims process, see our additional resources here: Filing a claim and all the necessary information you will need.