Why do I need car insurance if my vehicle is in the garage?

I am an FL Snowbird and my car is parked in my Garage for almost 6 months...can I remove Liability Insurance completely for that time? My agent tells me I must keep the minimum Liability on it even though no one will be driving it for 5+ months and it is garaged???

Oct 10, 2018 Cranston, RI

Ava Lynch

Oct 10, 2018

Your agent is correct. Since the car is still registered, you legally have to maintain the minimum liability requirements for the state of Rhode Island. If you want to drop liability, you can drop your insurance coverage. If you do, you would need to return the license plates to the DMV.

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