Question

Will my full coverage insurance cover the damage to my car from hitting a dumpster if it happened months ago?

The damage to my car happened several months ago but I just now got the money together to cover my deductible.

Sep 9, 2016 Amarillo, TX

Answer
Neil Richardson

Sep 9, 2016

While it's usually best to file your claim as quickly as possible, you shouldn't have any problem getting your car fixed through your insurance company. There really isn't a specific time frame for filing a car insurance claim, however, filing quickly will allow your insurance company to better assess the repair costs. You can still file a claim even if you can't yet afford your deductible, but you would just be waiting for the repair to take place until you can pay it. Your situation seems pretty cut and dry so I think your company is likely to take care of you quickly.

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