Will my homeowner, auto, & umbrella policies cover liability for a small business in my home that sells through internet & craft shows? My wife makes doll dresses in home. They are sold on an internet craft website (Etsy) and at area craft shows, festivals etc. Inventory at retail is about $3000 to $4000 normally cost less than a $1000. The gross annual sales generally range from $1000 o $1500. The business does not make a profit. In business 4 years and a loss every year. We attend about 10 to 15 shows a year and drive one of our personal vehicles. If we had an accident going to or from a show would my auto insurance cover us? Also, if there was a liability issue with a product or our sales booth would my homeowners ins. cover us?