Question

How will my insurance be affected by multiple tickets and an accident?

I got into an accident about two weeks ago as a result of me not stopping at a stop sign. I received a speeding ticket about a week later. I'm 19 and currently insured with State Farm. How will this affect my insurance.

Oct 31, 2016 Camby, IN

Answer
Neil Richardson

Oct 31, 2016

The simple answer is that you can expect to see an increase to your rate. Every ticket or accident you have within a three year period is likely to cause higher rates; the more you have, the higher the rate you can expect to pay. Once those incidents are listed on your driving report, it takes about three years for them to no longer be considered chargeable by your insurance company. That being said, it's next to impossible to tell what will happen to you rate until State Farm factors in those incidents. Your best bet is to inquire with them and they should be able to offer a ballpark figure.

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