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Will my insurance company cover my vehicle if my cousin was driving my car?

She swerved to miss a deer and ended up hitting a tree. It was cold and slick outside as well and that was what ultimately cause her to slide into the tree. Since I wasn’t the one driving, will my company still pay for my damage?

Agent Answer

Neil Richardson

Insurance follows the vehicle, so if you have collision coverage on your vehicle then your insurance company should cover the damage. You will need to contact them to confirm and begin the claims process.

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